Disclaimer

Last updated: October 13, 2026

1. Information Accuracy

The information provided on OwesGov.com is for general informational purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

OwesGov is independent of the SBA and lenders. Records originate from the SBA public PPP dataset and may include local corrections or removals. Records are historical snapshots, not live balances. Missing forgiveness information is not proof that a loan remains unpaid. Appearing here does not establish fraud or wrongdoing. Verify important information with the source or lender.

2. No Legal or Financial Advice

The content on OwesGov.com is not intended to constitute legal, financial, or professional advice. It should not be construed as a substitute for consulting with an attorney, financial advisor, or other professional. We recommend seeking professional advice for specific questions regarding PPP loans or any other financial matters.

3. Third-Party Content

OwesGov.com may include information and data obtained from third-party sources, including government databases. While we make reasonable efforts to ensure the accuracy of this information, we cannot guarantee its completeness or correctness.

4. Use at Your Own Risk

Any reliance you place on the information provided on OwesGov.com is strictly at your own risk. To the extent permitted by applicable law, we will not be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from the use of this website.

5. External Links

OwesGov.com may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

6. Updates and Changes

We reserve the right to modify, update, or remove the contents of this website at any time without notice. We do not guarantee that our site, or any content on it, will always be available or uninterrupted.

7. No Endorsement

The presence of any specific PPP loan information on OwesGov.com does not constitute an endorsement, recommendation, or favoring by us of the loan recipients or their businesses.

8. Limitation of Liability

To the fullest extent permitted by applicable law, OwesGov.com, its owners, employees, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, this website.

9. Requests and applicable rights

For corrections or questions, email [email protected]. Request listing removal through the removal form. Changes here do not alter government or lender records. Nothing in this text excludes rights or liabilities that cannot be excluded under applicable law.

10. Acknowledgment

By using OwesGov.com, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.